[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.celebration.sk\/ako-usetrit-peniaze\/#Article","mainEntityOfPage":"https:\/\/www.celebration.sk\/ako-usetrit-peniaze\/","headline":"Ako u\u0161etri\u0165 peniaze?","name":"Ako u\u0161etri\u0165 peniaze?","description":"Z\u00e1klady finan\u010dnej gramotnosti v\u0161tepujeme na\u0161im de\u0165om prakticky u\u017e od narodenia. Je celkom logick\u00e9 a\u00a0prirodzen\u00e9, \u017ee ka\u017ed\u00fd sa sna\u017e\u00ed s\u00a0financiami zaobch\u00e1dza\u0165 adekv\u00e1tne ich v\u00fd\u0161ke. \u010co v\u0161ak","datePublished":"2017-11-03","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.celebration.sk\/author\/#Person","name":"celebration.sk\n","url":"https:\/\/www.celebration.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"celebration.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.celebration.sk\/wp-content\/uploads\/img_a284155_w16470_t1515003758.jpg","url":"https:\/\/www.celebration.sk\/wp-content\/uploads\/img_a284155_w16470_t1515003758.jpg","height":0,"width":0},"url":"https:\/\/www.celebration.sk\/ako-usetrit-peniaze\/","about":["Peniaze"],"wordCount":418,"articleBody":"Z\u00e1klady finan\u010dnej gramotnosti v\u0161tepujeme na\u0161im de\u0165om prakticky u\u017e od narodenia. Je celkom logick\u00e9 a\u00a0prirodzen\u00e9, \u017ee ka\u017ed\u00fd sa sna\u017e\u00ed s\u00a0financiami zaobch\u00e1dza\u0165 adekv\u00e1tne ich v\u00fd\u0161ke. \u010co v\u0161ak robi\u0165, ak je ich zostatok na \u00fa\u010dte primal\u00fd a\u00a0va\u0161ej dom\u00e1cnosti by pomohlo nejak\u00e9 to euro navy\u0161e? V\u00a0tomto \u010dl\u00e1nku v\u00e1m porad\u00edme, ako efekt\u00edvne \u0161etri\u0165 a\u00a0prezrad\u00edme, ako oklie\u0161ti\u0165 zbyto\u010dn\u00e9 v\u00fddavky.\u00a0V\u00a0prvom rade by sme v\u00e1m odpor\u00fa\u010dali zavies\u0165 si notes, do ktor\u00e9ho si po dobu jedn\u00e9ho mesiaca budete zazna\u010dova\u0165 v\u0161etky v\u00fddaje, ktor\u00e9 va\u0161a rodina po\u010das dan\u00e9ho obdobia mala. Na konci mesiaca si tento zoznam vyhodno\u0165te a\u00a0zamyslite sa, ktor\u00e9 polo\u017eky by sa dali zredukova\u0165, pr\u00edpadne odstr\u00e1ni\u0165 \u00faplne. Pred n\u00e1kupom si pozorne pre\u0161tudujte let\u00e1ky a\u00a0pozna\u010dte si akciov\u00e9 ponuky. Na prv\u00fd poh\u013ead sa v\u00e1m m\u00f4\u017ee zda\u0165 rozdiel v\u00a0rozmedz\u00ed smie\u0161nych p\u00e1r centov, ak v\u0161ak takto s\u010d\u00edtate v\u00fddavky z\u00a0cel\u00e9ho mesiaca, nabal\u00ed sa v\u00e1m suma, ktor\u00e1 u\u017e rozhodne na smiech nebude. \u010ealej v\u00e1m odpor\u00fa\u010dame, aby ste si pred ka\u017ed\u00fdm n\u00e1kupom na papier nap\u00edsali, \u010do vlastne potrebujete a\u00a0s\u00a0ak\u00fdm cie\u013eom do dan\u00e9ho re\u0165azca vlastne idete. \u010casto kr\u00e1t sa n\u00e1m v\u00a0obchodoch st\u00e1va, \u017ee jednoducho neodol\u00e1me a\u00a0okrem vec\u00ed, ktor\u00e9 skuto\u010dne potrebujeme si nak\u00fapime aj nehor\u00e1zne zbyto\u010dnosti.Ak v\u00a0nejakej banke spl\u00e1cate p\u00f4\u017ei\u010dku alebo m\u00e1te otvoren\u00fd \u00fa\u010det, d\u00f4kladne sa pozrite na podmienky spolupr\u00e1ce. Nebojte sa z\u00e1js\u0165 za va\u0161\u00edm osobn\u00fdm bank\u00e1rom a\u00a0informova\u0165 sa o\u00a0novink\u00e1ch \u010di zlep\u0161en\u00ed zmluvn\u00fdch podmienok. Poriadne si pre\u0161tudujte ponuky in\u00fdch b\u00e1nk a\u00a0ke\u010f zist\u00edte, \u017ee va\u0161a s\u00fa\u010dasn\u00e1 situ\u00e1cia v\u00e1m nevyhovuje, nezdr\u00e1hajte sa o\u00a0tom informova\u0165 v\u00e1\u0161ho bank\u00e1ra.\u010co v\u0161ak robi\u0165 v\u00a0pr\u00edpade, \u017ee \u017eiadna z\u00a0t\u00fdchto r\u00e1d v\u00e1m v\u00fdrazne nepomohla a\u00a0v\u00e1\u0161 rodinn\u00fd rozpo\u010det by potreboval v\u00fdrazne nakopn\u00fa\u0165? Internet je nekone\u010dn\u00e1 studnica mo\u017enost\u00ed a\u00a0preto sa pok\u00faste zohna\u0165 si nejak\u00fa \u013eahk\u00fa pr\u00e1cu na doma pr\u00e1ve cez po\u010d\u00edta\u010d. Mo\u017enost\u00ed je nieko\u013eko, \u010di u\u017e kreat\u00edvne p\u00edsanie \u010dl\u00e1nkov, nahadzovanie tovarov na eshop alebo jednoduch\u00e9 vyp\u013a\u0148anie dotazn\u00edkov a\u00a0ankiet.                                                                                                                                                                                                                                                                                                                                                                                        3.5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako u\u0161etri\u0165 peniaze?","item":"https:\/\/www.celebration.sk\/ako-usetrit-peniaze\/#breadcrumbitem"}]}]